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Marvel Investments is a recent venture started in mid 2008. It is an Independent Financial Services firm focuses on Individuals, Families and Corporate. The core of Our Business is spreading Financial Literacy. We strongly believe that everyone should understand their Finances and always take educated and informed decisions regarding the same. Our target is Client’s Financial well being. We have two distinct Business segment:

• Financial Planning
• Wealth management

Our Mission

To provide unbiased, personalized financial advice, solutions, and services that will enable our clients to achieve their individual goals and ensure financial independence and retirement security.

Our Promoter

Mr. Manikaran Singal is MBA (Finance) Gold Medallist and a Certified Financial Planner^CM. Worked with a Leading bank for 3 years, AMFI registered Mutual Fund advisor and IRDA certified for Life Insurance, thus having a good exposure and to almost all the fields of Finance/ Investments.He’s a Certified Financial Planner. It is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the global financial community.

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At Marvel Investments we offer you a Range of services to suit the needs of various individuals. It comprises of:

Comprehensive Financial Planning and Wealth Management.

Personal Financial Planning and wealth Management is anintegral process and goes side by side. Both of these revolves around all the areas of Finance like Income , Expenses, Assets and Liablities. We take a Holistic view of your finances and design a comprehensive plan for you to achieve your Long and short Term goals. The different aspects that we cover in comprehensive Financial plan (Read More)

Customized or Specific Goal Based Planning.

Here we give special attention on specific goals and write you a specific goal based plan. It covers:

Children Future Planning
Risk management ( Life / Health / Accident)
Retirement Planning
Mutual Funds Advisory ( Includes existing Portfolio Review)
Tax Advisory ( Restricted to Single Individual)
Estate Planning

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Financial Planning is about designing a road map to help you achieve your long and short term goals, taking into account your current/ future, expanses/income, assets/liabilities. Often people misunderstood it as only about making Fresh Investments, but there is much more involved in this. It is about:

Giving direction to your current expenditure in a better way to get more fruitful results.
Making you understand where you are investing wrong.
Making you aware about your risk profile.
Helping you to fix your long and short term goals.
Dependents feel more secure about their future.
Making you feel more relaxed in terms of your finances, future and near term goals.

Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child's higher education or planning for retirement. The Financial Planning Process consists of six steps that help you take a 'big picture' look at where you are currently. Using these six steps, you can work out where you are now, what you may need in the future and what you must do to reach your goals.

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Financial Planning Myths

Financial Planning is for people who have lot of money.

Reality: this myth is extraordinarily widespread. Financial planning is about helping people of all income levels achieve short-term and long-term financial goals.

I save maximum tax every year, so I am already doing my financial planning

Reality: Saving Tax does not mean that you are properly planned. Things to be watched in are the instruments you selected for tax savings, will the amount that you are saving are enough or extra to achieve your long and short term goals, what have you done to curtail the risks etc.?

I already have a Financial Planner-I bought insurance/mutual fund from him/her last year

Reality: There’s a difference between Financial Planner and an Agent. A Financial Planner takes holistic view of your profile and advise you to invest or not depending on different factors.

I am too young to start planning my finances, I’ll probably start when I am forty!

Reality: You can do the Financial Planning at any age, But the early you start , better it would be.

It’s Trick to take out more money from Investor and earn More commission.

Reality: Financial Planning does not always mean investing more money and thus there are Fee based Financial Planner.

Hiring a Financial Planner would be costly affair!

Reality: Guessing can cost you much more than paying for professional help. Paying for Financial Plan now can be a bargain to obtain a roadmap for long-term financial success.

Financial Health Checkup

“Mr Manikaran Singal has always been a great help always and every time!! We have always followed his advice. Thank you Mani...”

1^stArun Chandhok, Manager, NDDB

Why CFP^CM

Good moneying on 21 March 2012, 13.22 in Financial Planning

Financial Planning Process

1. Establishing and defining the Client-Planner relationship.

The Financial Planner should clearly explain or document the services to be provided to you and define both his and your responsibilities. The Planner should explain fully how he will be paid and by whom. The Planner should also disclose any restrictions on his ability to give unbiased advice and disclose any conflicts of interests. You and the Planner should agree on how long the professional relationship should last and how decisions will be made.
2. Gathering client data, including goals.

The Financial Planner should ask for information about your financial situation. You and planner should mutually define your personal and financial goals, understand your time frame for results and discuss, if relevant, how you feel about risk. The Financial Planner should gather all the necessary documents before giving you the advice you need.
3. Analyzing and evaluating your financial status.

The Financial Planner should analyze your information to assess your current situation and determine what you must do to meet your goals. Depending on what services you may have asked for, this could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.
4. Developing and presenting Financial Planning recommendations and/or alternatives.

The Financial Planner should offer Financial Planning recommendations that address your goals, based on the information provided by you. The Planner should go over the recommendations with you to help you understand them so that you make informed decisions. The Planner should also listen to your concerns and revise the recommendations as appropriate.
5. Implementing the Financial Planning recommendations.

You and the Planner should agree on how the recommendations will be carried out. The Planner may carry out the recommendations or serve as your 'coach', coordinating the whole process with you and other professionals such as solicitors or stockbrokers.
6. Monitoring the Financial Planning recommendations.

You and the Planner should agree on who will monitor your progress towards your goals. If the Planner is in charge of the process, she should report to you personally to review your situation and adjust the recommendations, if needed, as your life changes.